What Small Group Health Insurance Costs in Broward County (2026)
Broward County rates are 15–20% above Central Florida — elevated South Florida pricing but meaningfully below Miami-Dade. The tables below show employer cost at 50% single-employee contribution. Actual cost varies by employee ages and carrier selection.
Broward County Premium Ranges by Group Size
| Group Size | Bronze (avg age 36) | Silver | Gold |
|---|---|---|---|
| 3 employees | $400–$540/mo | $510–$685/mo | $615–$830/mo |
| 5 employees | $665–$900/mo | $850–$1,140/mo | $1,025–$1,385/mo |
| 8 employees | $1,065–$1,440/mo | $1,360–$1,825/mo | $1,640–$2,215/mo |
| 10 employees | $1,330–$1,800/mo | $1,700–$2,280/mo | $2,050–$2,770/mo |
Net Cost After SHOP Credit — Broward County
| Scenario | Gross Monthly | SHOP Credit | Net Monthly |
|---|---|---|---|
| 5 employees, avg wage $32k, Bronze | $780/mo | 45% | $429/mo |
| 8 employees, avg wage $42k, Bronze | $1,250/mo | 30% | $875/mo |
| 10 employees, avg wage $55k, Silver | $1,990/mo | 10% | $1,791/mo |
Broward vs. Miami-Dade Cost Comparison: Broward County rates are typically 5–10% below Miami-Dade for the same age profile and plan tier. For an employer who operates near the Broward/Miami-Dade border, having employees with Broward home addresses meaningfully reduces premium cost. A 10-person Broward group pays approximately $1,330–$1,800/month Bronze vs. $1,660–$2,200/month for an equivalent Miami-Dade group — saving $330–$400/month.
Get an Exact Broward County Cost Quote
We provide exact premium quotes for Broward County groups with all carriers. Call (877) 224-8539 or use the form. Florida License #L088529.